Our nonprofit organization provides opportunities for home buying individuals/families,
rent-to-own individuals/families, and investors. These opportunities include downpayment
assistance, specially price properties, and assisting the individuals/families/investors
in finding financing. Because we are at the forefront of creating affordable housing
opportunities for families nation-wide, we are consistently looking for more efficient
ways to finance purchases.
Our focus is on individuals/families that, without our assistance, would not be able
to purchase a home now or in the near future. A good rent-to-own program is both
beneficial to the families and the investor/mentor. With our rent-to-own program, our
downpayment/closing costs assistance grant program for both home buyers and
investors and our ability to buy properties at deep discounts, we are able to provide
this service nation-wide.
Our group of volunteers and directors had been responsible for the creation of
the first downpayment assistance program in
we were the largest single buyer of government properties in
responsible for over 2,000 families becoming homeowners through our programs.
Almost 4 million dollars have been created by our organization to provide grants for our
latest programs in the last 24 months. All of our original programs were meet initially
with skeptitism. They then become part of the buying process after we showed the
real estate community that the programs were simple and they work. That process
is ever going. We are now developing the most exciting housing program designed
around the current real estate slump.
Based on the current real estate/mortgage market, our nonprofit has identified
a niche market that will become the most efficient way to provide housing to the every
increasing number of home buyers. Our nonprofit is buying properties at deep discount
and immediately reselling to the home buying market at the full fair market value.
The net proceeds from these sales are then used to create grants for downpayment/closing
cost assistance. This not only protects property values, but creates million of dollars for
grants. The grants allow the buyer to purchase a great home, have built in equity and
the use of their funds to provide a cushion from foreclosure. Our rent-to-own program is
very similar to the home buyers program, except the buyer is the investor. This procedure
requires the lender to accept a double closing opportunity.